Retirement Income Planning

Upon entering retirement, the replacement of your “paycheck” must be defined.  Creating a cash flow plan that clearly defines where your cash flow will come from will help mitigate traditional concerns regarding the “sequence of returns” danger.  In other words, experiencing negative returns early in retirement can deplete your portfolio at a faster pace than you had planned and potentially undermine your plan.  Creating a plan in seeking to reduce this risk is vital to the success of your retirement. 

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