Modern Families

FTWM is an inclusive firm.  FTWM celebrates the diversity of growing families within the United States and the world.

Changing family dynamics create new financial needs. 

Traditional images of family often are of a husband and wife with their biological children. However, America’s families are much more diverse than that. Same-sex families reflect growing diversity and living arrangements in the United States.

Other changes include adults that are marrying at later ages, for example. The median age at first marriage is now 29.8 for men and 28.0 for women. In 1947, it was 23.7 for men and 20.5 for women. Unmarried partners living together, known as “cohabitation”, is increasing. Among adults ages 18 and over, 18.5 million (7%) are now cohabiting, up from 14.2 million (6%) in 2009. There are 36.5 million one-person households (28% of all households), nearly a million more than a year ago. In 1960, one-person households represented only 13% of all households.

*U.S. Census Bureau, “More than 190,000 Children Living With Two Same-Sex Parents in 2019” article by Benjamin Gurrentz and Tayelor Valerio November 19, 2019

"In family life, love is the oil that eases friction, the cement that binds
closer together, and the music that brings harmony."
- Friedrich Nietzche

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